card curator hero

Earn more. Go far.

Card Curator helps users earn free money and free travel by helping them optimize their credit card rewards. We offer personalized and unbiased recommendations built by using the expertise of our founders Bruce & John Garner. With our help, our users can automatically earn 5-10% on every dollar they spend.

We’re quickly making a name for ourselves as leaders in the credit card rewards space and are experts on credit cards, free travel, and personal finance. Our founders are ready and willing to provide thoughtful commentary and fresh insights for your story.


Bruce Garner

Founder & Executive Chairman

Areas of expertise: Global financial markets, interest rates, cryptocurrency, macroeconomics, commodities, personal finance & global investment strategies...................



Education: B.S. in Geology, Rutgers University; M.B.A. Cornell University

Experience & Interests: Bruce spent over 30 years working for the world’s most prestigious financial institutions including J.P. Morgan, Deutsche Bank & Royal Bank of Canada.

He worked and lived all over the globe & has spent significant time in China, Singapore, South Africa, the UK, the Middle East, and North and South America. Bruce has deep knowledge of global commodity trading and enjoys keeping up with financial current events.

Appearances: Throughout his career Bruce has been quoted in The Wall Street Journal, the Financial Times, Bloomberg, and Barron’s. He was recently quoted in U.S. News & World Report.


John Garner

Founder & CEO

Areas of expertise: Credit cards, quantitative algorithms, points/miles programs, travel hacking, global travel tips, credit scores, credit card rewards strategies & fintech



Education: B.A. in Economics and Psychology, Dartmouth College; M.B.A. Wharton School of the University of Pennsylvania (‘22)

Experience & Interests: Prior to starting Card Curator, John spent 5+ years as a volatility trader for Merrill Lynch, and left his Wall Street job to follow his real passion: credit card rewards and travel. John went on to invent the Card Curator algorithm called CardArbTM, which nets its users 5-10% or more in reward earnings on their daily card spend.

To date, John has visited almost 90 countries by using rewards earned from 100+ credit cards. He’s an expert in all things related to credit cards and free travel, and loves helping others crack the code in the points and miles game with the Card Curator app.

Appearances: As CEO of Card Curator, John has recently been a guest on the PayPod podcast, was featured in the Philadelphia Business Journal, Technically Philly, and StartU, quoted in CNET, and has contributed to the Wharton Journal.

Press highlights

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